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Disclaimer

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The part of LLB Swiss Investment AG's (hereinafter referred to as "LSI") website indicated hereinafter contains information and opinions on investment instruments, products and services (hereinafter collectively referred to as "financial products"). You can only visit the part about financial products when you read carefully and then accept the following important legal notices for financial products.

With your subsequent agreement and your access to the following part f the website with information and opinions about financial products you declare that you have understood and expressly consent to the legal notices.

Local Legal Restrictions

The following part about financial products contains information and opinions about financial products (e.g. investment funds), which, as the case may be, are subject to registration obligations in different countries. It is not aimed at natural or legal persons for which/whom the use of or access to LSI's website would breach their state's legal system due to the nationality or domicile/registered office of the person concerned. This applies especially to citizens and/or residents of Great Britain, Japan and USA.

If the visitor to this website accepts this legal notice he/she confirms that he/she is a non-qualified or qualified investor in accordance with the Swiss Collective Investments Act (CISA) with registered office in Switzerland.

No Recommendation or Offer

The contents published in the part about financial products constitute neither a recommendation nor an offer to acquire, hold or sell the mentioned financial products or conclude other transactions resp. legal transactions. They may be used exclusively for personal use as well as information purposes, and just like the following legal notices for financial products can be amended by LSI without prior notification at any time.

The contents provided in the part about financial products are not recommendations for your investment or other decisions and have no advisory character in any form whatever. However, before an investment in a financial product is effected, for information purposes, the investor should have read through carefully the currently available legal documents as well as all other documents that may be required in accordance with local statutory and regulatory regulations (e.g. prospectus as well as annual and half-yearly report of an investment fund). Especially important is a detailed study of the legal notices and risk notices contained in these. Before an investment decision is taken it is additionally recommended to involve a specialist.

No Warranty

LSI applies the greatest possible care when compiling the contents of the financial products. LSI and its contractual partners assume no warranty or liability to third parties concerning the correctness, topicality and completeness of the published contents. In particular, LSI is not liable for updating the contents resp. removing outdated contents.

In addition, LSI assumes no responsibility and provides no guarantee that the website's functions with contents on the financial products will not be interrupted or are free from defects, that defects will be remedied or that the website or the respective server are free from viruses or other damaging components and programs.

Furthermore, links that lead to third party websites exist on the LSI website. These links are completely outside of the influence of LSI. As a result LSI assumes no responsibility whatever for the correctness, completeness and lawfulness of the content of such websites as well as for any offers and services contained in these.

Risk Notice

In principle, the following applies: The higher the risk (rate fluctuations), the longer the investment duration should be, and the higher also will be the earnings opportunities. The value of the invested capital as well as the earnings flowing from this (e.g. distributions in connection with investment funds) are subject to fluctuations or may be cancelled completely.

Investments in foreign currencies are subject to direct and indirect exchange rate fluctuations Individual financial products in principle are subject to higher risks (e.g. investment funds, which invest heavily in emerging markets and/or in shares of low-capitalised enterprises and/or in high-interest bonds).

Performance

A positive performance (development of value) in the past is therefore no guarantee for a positive performance in the future. LSI and its contractual partners can therefore not assume a guarantee for a maintenance of value (or even an increase in value) of the invested capital and the investors must be prepared resp. in a position to put up with any substantial losses or even complete losses.

In the calculation of the performance of any fees and costs levied in the purchase, holding or sale of the financial product (e.g. commissions and costs levied when drawing and redemption of fund units) are not taken into account.

Exclusion of Liability

LSI and its contractual partners reject as far as permitted by law any liability (including negligence and liability to third persons) for any losses from direct, indirect or consequential damage of any kind which is related to the use of the website and its contents or to the risks of the financial markets.

Reference Sources

The legal bases of a collective capital investment, which is listed in the following part about financial products, may be obtained free of charge for investors with domicile in Switzerland at the following address:

LLB Swiss Investment AG
Claridenstrasse 20
P.O. BOX 358
CH-8024 Zürich

In addition the relevant legal documents are also available electronically on LSI's website below.

Property Rights

All contents of this website are protected under copyright law and are owned by LSI, unless expressly mentioned otherwise. No part of this website grants any licence or rights of use to images, texts, trademark signs or logos. By downloading or copying the web pages no legal claims to software contained on the web pages or material contained on these will be transferred.

Any reproduction of contents of these websites requires LSI's written consent as well as the express indication of the source.

Data Protection / Cookies

Cookies are small text files that are saved on your computer, Smartphone or any other end device when you visit certain web pages. They are used to enable the website to function or to deliver information to the owners of a website or third parties who have access to data of the web page.

Content of the cookies are normally default settings selected by the user. However, information on the evaluation of the surfing behaviour can also be placed in cookies - unnoticed by the user. You can set your computer so that it blocks all kinds of cookies. However, this leads to certain parts of LLB Swiss Investment AG's homepage not working properly. How you can block or even delete cookies is dependent on your internet browser.

LLB Swiss Investment AG's website uses cookies to a) save the settings for use and display of our users and thus make easier their navigation during the next visit; b) to save the data about our users' personal use in order to recognise the user again and save them from having to fill in the form again; c) to save our users' investor profile resp. so that they can confirm any required "disclaimer" accordingly; d) to record the number of the visits and the viewed pages as well as the users' activity on this website. These statistical details allow us to adapt our website to our users' expectations and improve its functionality.

Applicable Law / Legal Venue

Access to and use of LSI's website as well as the present important legal notices for financial products are subject to Swiss law. The legal venue shall be Zurich.

 

 

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