The part of LB(Swiss) Investment AG's (hereinafter referred to as "LBSI") website indicated hereinafter contains information and opinions on investment instruments, products and services (hereinafter collectively referred to as "financial products"). You can only visit the part about financial products when you read carefully and then accept the following important legal notices for financial products.
With your subsequent agreement and your access to the following part f the website with information and opinions about financial products you declare that you have understood and expressly consent to the legal notices.
The following part about financial products contains information and opinions about financial products (e.g. investment funds), which, as the case may be, are subject to registration obligations in different countries. It is not aimed at natural or legal persons for which/whom the use of or access to LBSI's website would breach their state's legal system due to the nationality or domicile/registered office of the person concerned. This applies especially to citizens and/or residents of Great Britain, Japan and USA.
If the visitor to this website accepts this legal notice he/she confirms that he/she is a non-qualified or qualified investor in accordance with the Swiss Collective Investments Act (CISA) with registered office in Switzerland.
The contents published in the part about financial products constitute neither a recommendation nor an offer to acquire, hold or sell the mentioned financial products or conclude other transactions resp. legal transactions. They may be used exclusively for personal use as well as information purposes, and just like the following legal notices for financial products can be amended by LBSI without prior notification at any time.
The contents provided in the part about financial products are not recommendations for your investment or other decisions and have no advisory character in any form whatever. However, before an investment in a financial product is effected, for information purposes, the investor should have read through carefully the currently available legal documents as well as all other documents that may be required in accordance with local statutory and regulatory regulations (e.g. prospectus as well as annual and half-yearly report of an investment fund). Especially important is a detailed study of the legal notices and risk notices contained in these. Before an investment decision is taken it is additionally recommended to involve a specialist.
LBSI applies the greatest possible care when compiling the contents of the financial products. LBSI and its contractual partners assume no warranty or liability to third parties concerning the correctness, topicality and completeness of the published contents. In particular, LBSI is not liable for updating the contents resp. removing outdated contents.
In addition, BSI assumes no responsibility and provides no guarantee that the website's functions with contents on the financial products will not be interrupted or are free from defects, that defects will be remedied or that the website or the respective server are free from viruses or other damaging components and programs.
Furthermore, links that lead to third party websites exist on the LBSI website. These links are completely outside of the influence of LBSI. As a result LBSI assumes no responsibility whatever for the correctness, completeness and lawfulness of the content of such websites as well as for any offers and services contained in these.
In principle, the following applies: The higher the risk (rate fluctuations), the longer the investment duration should be, and the higher also will be the earnings opportunities. The value of the invested capital as well as the earnings flowing from this (e.g. distributions in connection with investment funds) are subject to fluctuations or may be cancelled completely.
Investments in foreign currencies are subject to direct and indirect exchange rate fluctuations Individual financial products in principle are subject to higher risks (e.g. investment funds, which invest heavily in emerging markets and/or in shares of low-capitalised enterprises and/or in high-interest bonds).
A positive performance (development of value) in the past is therefore no guarantee for a positive performance in the future. LBSI and its contractual partners can therefore not assume a guarantee for a maintenance of value (or even an increase in value) of the invested capital and the investors must be prepared resp. in a position to put up with any substantial losses or even complete losses.
In the calculation of the performance of any fees and costs levied in the purchase, holding or sale of the financial product (e.g. commissions and costs levied when drawing and redemption of fund units) are not taken into account.
LBSI and its contractual partners reject as far as permitted by law any liability (including negligence and liability to third persons) for any losses from direct, indirect or consequential damage of any kind which is related to the use of the website and its contents or to the risks of the financial markets.
The legal bases of a collective capital investment, which is listed in the following part about financial products, may be obtained free of charge for investors with domicile in Switzerland at the following address:
LB(Swiss) Investment AG
P.O. BOX 358
In addition the relevant legal documents are also available electronically on LBSI's website below.
All contents of this website are protected under copyright law and are owned by LBSI, unless expressly mentioned otherwise. No part of this website grants any licence or rights of use to images, texts, trademark signs or logos. By downloading or copying the web pages no legal claims to software contained on the web pages or material contained on these will be transferred.
Any reproduction of contents of these websites requires LSBI's written consent as well as the express indication of the source.
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Content of the cookies are normally default settings selected by the user. However, information on the evaluation of the surfing behaviour can also be placed in cookies - unnoticed by the user. You can set your computer so that it blocks all kinds of cookies. However, this leads to certain parts of LB(Swiss) Investment AG's homepage not working properly. How you can block or even delete cookies is dependent on your internet browser.
Access to and use of LBSI's website as well as the present important legal notices for financial products are subject to Swiss law. The legal venue shall be Zurich.